Insurance Blog
Understanding the Importance of a Free Insurance Analysis: What You Need to Know
A free insurance analysis is a comprehensive review of your current insurance policies. At Rumbaugh Insurance, our licensed agents take the time to thoroughly assess your existing coverage, identify any gaps, and ensure you’re not overpaying for what you don’t need.
The Freedom of Choice: Why Independent Insurance Agencies are Changing the Game
Independent insurance agencies are shifting the paradigm in the rapidly evolving insurance industry. Unlike traditional insurers, independent insurance agencies represent multiple insurance firms, offering various options to meet a wide range of client needs, making them popular among consumers.
Deer Collisions: Do you have the right insurance?
The likelihood of hitting a deer while driving is 1 in 167 nationally, but the chance in Pennsylvania is far greater at 1 in 63. What happens when you hit a deer? If you have the right insurance, you can submit a claim under your auto insurance policy to cover the damages.
What You Need to Know Before Driving for Uber, Lyft, Shipt, or Instacart
Rideshare and grocery delivery services are growing in demand across Pennsylvania. Uber, Lyft, Instacart, and Shipt have become popular household names as more individuals rely on them to simplify and streamline their life.
Tips for Homeowner Safety
Maintaining a safe household takes time, effort, and trial and error. Reduce the risk around the house and create a safe environment for people of all ages with our homeowner safety tips.
Tips to Switch Car Insurance Agencies
Like any insurance in time, policies need updating and possibly even changed. Younger drivers are looking for the lowest possible payment per month while older drivers are looking for the best company and coverage to protect their financial assets. As situations change in your life, your insurance will too.
5 Tips to Prep Your Deck for Winter
As the temperatures drop and the days get shorter you spend less time relaxing on your deck. However, now is the perfect time to prepare your deck for winter.
Why Do You Need Personal Umbrella Insurance?
Personal Umbrella insurance is an extra layer of general liability insurance that “sits” over top of your homeowners and auto insurance policies. Once those policies have paid their maximum limits, the umbrella insurance policy kicks in to pay any additional covered expenses.
What Is Telematics and How Can It Benefit Me?
With the improvement of innovation in vehicles to assist us with driving safely and securely, there is an open door that is being offered by some insurance agencies to help bring to light your driving practices.
How Can I Find the Cheapest Car Insurance?
We all want to make sure we are not overpaying for our car insurance, especially in times like these. A quick google search can reveal a lot of information about how to find the cheapest car insurance, but often this information is not from a true insurance professional, and you could end up paying more in the long run.
Tips for Driving in the Dark
Driving in the dark has its own set of challenges such as headlights from oncoming traffic and obstacles that may be more difficult to see.
Things to Prepare for When Your Teen Starts to Drive
A major right-of-passage for most teenagers is getting their driver’s license. It is also a time of great concern for parents. In reality, sending your teens off in a vehicle is the first step to watching your children fly on their own.
Tips for Buying Auto Insurance
When it comes to buying auto insurance, research is necessary. There are many options available, and you need to find the best one for your auto insurance needs. This process is daunting to many, but at Rumbaugh Insurance, we understand the overwhelming feeling that comes with researching the right policy to best fit your personal auto insurance needs.
Everything You Need to Know About Rental Car Insurance
If you are planning to travel and a rental car is in your plans, here are some must-have information to help you navigate your options and get you the coverage that you need.
Things to Know Before Insuring Your Teen Driver
Teen driving is a sensitive topic for many parents because it means their little one is no longer little. While it may not be a favorite talking subject at dinner time, it is an important one.
Tips to Save Money on Auto Insurance
One of the most significant budget items you can have is car insurance. This is particularly true if you have more than one vehicle. Numerous factors determine what your final cost will be. Where you live, how often you drive, whether you are driving for work or personal reasons, your driving history, type of vehicle – the list goes on. Finding ways to save on your auto insurance should be a top priority.
5 Things Not Covered by Your Auto Insurance Policy
Your auto insurance policy can cover things like damage to your car, damage to someone else's car, and medical expenses due to an accident. It will even pay for a hit and run- after your deductible, of course- a grocery cart causing damage, and even a deer hitting you or a fallen object.
Everything You Need to Know About Insuring Your Classic Car
Classic Car Insurance is essential for anyone who owns a classic auto and wants to ensure that it’s insured for its true collector’s value. Classic automobiles are generally classified as a vehicle that is over 25 years old but this definition varies widely in the automobile world.